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Do you have a Successful Budget?

January 17, 2012 By Leave a Comment

Successful BudgetWell, the new year is here!
Do you feel that you have a Successful Budget in Place?

Budgeting can and should be a very simple straightforward process.  Not only that, it can also be very rewarding for the entire family.

Here are a few ideas to help you if your budget is still a work in progress.

  • Goals are a key component of a Successful Budget.  Make sure that you are setting personal budget goals as well as family budget goals.
  • Determine your income.  Very simple yet most people do not actually know this information.
  • Determine your expenses; a must for a Successful Budget.
  • Design a spending plan.  Make a list of Wants & a list of Needs.  There is a difference.
  • Keep track of your expenses in a detailed manner.  A spreadsheet is great for this because you need to make sure that you are staying within your estimated limitations or you need to adjust your budget accordingly.
  • Make sure that you review your spending plan frequently.

Meeting your goals is very important to a Successful Budget.

A Successful Budget will lead you to your financial reality; Success.

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About Christy Jordan

Christy started in the mortgage business in 1994 and she has been an integral part of changing her borrower’s lives since then. She understands that every client’s situation is different and she is very skilled at putting together the right loan for each one of them.

The majority of her business comes from referrals; either a returning client, a new client referred by a past client, or a Realtor. She is very proud to be able to say this, as she has worked hard over the years to earn the trust of those with whom she works with. She is backed by a very strong team; all of which subscribe to her philosophy of “Trust, Team Work, Experience…Results”.

Apply for a mortgage with Christy or contact her with questions.

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Christy Barnes is a licensed mortgage agent in Idaho for Guild Mortgage Company; Licensed by the Idaho Department of Finance as a Idaho Mortgage Loan Originator, License, MLO-200029. The postings on this blog are the positions, strategies or opinions of Christy Barnes and don't necessarily represent Guild Mortgage Company’s or its affiliates. This information shall not be construed as a guarantee of loan approval; All loans are subject to underwriter approval, terms and conditions may apply and subject to change without notice. Consult a tax professional for any questions relating to tax credits or rebates.