Idaho Mortgage Companies What are the Differences?

closing2

If you are looking to purchase a new home, or refinance your current home, comparing Idaho mortgage companies and their services can be a little bit of a frustrating task. You as the borrower, have to sift through all of the different banks, lenders that are online, mortgage brokers, and everyone … [Read more...]

Is there anything coming up we should know about?

Home

Is there anything coming up that we should know about? Are you purchasing a new home? Are you remodeling or renovating your existing home? Are you purchasing a vacation or second home? Is now the time to refinance your current home? Is now the time to drop the mortgage insurance from … [Read more...]

Across the Nation…

Jobs

The nation added 120,000 jobs in March, far below expectations of the fourth straight month of 200,000-plus payroll gains. Payroll gains for January and February were revised, adding 13,000 to the February numbers, but subtracting 9,000 from January. The average workweek fell back to 34.5 hours and … [Read more...]

Spring Break Family Trip?

Spring Break

Are you planning a Spring Break Family Trip? Spring Break doesn't have to be expensive to be memorable. Here are some suggestions to plan a fun family Spring Break: Create a Budget - Decide early how much you can afford to spend on Spring Break for the entire family. Create a Savings Account … [Read more...]

Tax Day is coming…Are you Ready?

Tax Day

Tax Day is coming...are you ready? If you can get organized, Tax Day is much less painful.  Now is the time to gather the information you'll need to complete your tax return.  Whether you do your own taxes or not, being organized is going to help once Tax Day arrives. Organization in the … [Read more...]

Selling your home?

Selling

Thinking about Selling your home? There could be more reasons than you think to do it now rather than later. Spring has traditionally been the best time to put your home on the market but times are changing.  In many locations, now may be the right time to put your property up for sale. If you … [Read more...]

The Story Behind G-Fees

G-Fees

The Story Behind G-Fees The good news is the payroll tax cut was extended in December of last year. So people who earned up to $106,800 kept their 2% tax reduction. Nothing wrong so far. But exactly how is the government going to pay for it? That’s the bad news. The government decided to make … [Read more...]

The FHA Scorecard, have you heard of it?

FHA Scorecard

Have you heard about the FHA Scorecard yet? Ever-changing is something we have become very accustomed to in the mortgage industry.  Guidelines change, programs go away, new programs appear...everything is always changing. One of our most recent changes is the FHA Scorecard. When you hear the … [Read more...]

What is your perspective on today’s housing market?

Housing Market

What is your perspective on today's housing market? Talk to a Realtor or do some reasearch about today's housing market. Given our economy and the fact that the media rarely seems to report any good news, most of us perceive that the housing market is not ideal.  I suppose it isn't 'IDEAL' but it … [Read more...]

#Success!

Success

#SUCCESS! What does Success mean to you? We have all felt the sting of failure and the joy of success at some point in our life. The real question is what is success?  Everyone has a different answer to that question. What  is your opinion about successful people in general?  Have you … [Read more...]

Christy Barnes is a licensed mortgage agent in Idaho for Guild Mortgage Company; Licensed by the Idaho Department of Finance as a Idaho Mortgage Loan Originator, License, MLO-200029. The postings on this blog are the positions, strategies or opinions of Christy Barnes and don't necessarily represent Guild Mortgage Company’s or its affiliates. This information shall not be construed as a guarantee of loan approval; All loans are subject to underwriter approval, terms and conditions may apply and subject to change without notice. Consult a tax professional for any questions relating to tax credits or rebates.